
What is Boat & Marine Insurance?
Boat and marine insurance keeps you covered on lakes, rivers, and open seas. Whether you’re cruising, fishing, or docked for the season, our policies protect you, your passengers, and your vessel. Let’s keep your time on the water worry-free.
Insure Your Vessel From:
Collision & Accidental Damage
Theft & Vandalism
Liability for Injuries or Damage
Storm & Weather Events
Towing & Emergency Assistance
Wreck Removal
FAQ
What types of boats are covered by marine insurance?
Most policies cover powerboats, sailboats, personal watercraft (like jet skis), and even pontoon or fishing boats. Coverage options may vary by vessel type and size.
Does boat insurance cover me while my boat is in storage or transit?
Yes, comprehensive boat insurance usually covers your vessel during off-season storage or when being towed or transported.
Is liability coverage included?
Yes, liability coverage is a standard part of most boat and marine insurance policies. It helps protect you if you’re responsible for injury or property damage on the water.
What impacts my boat insurance premium?
Premiums depend on the type, size, and value of your boat, how and where it’s used, your boating experience, and the coverages you select.